About Us

Chqbook - a Gurugram and Bengaluru based fintech start-up offers solutions for small business owners like kiranas, merchants, chemists, and all others running proprietorship businesses. Founded by Vipul Sharma, Rajat Kumar, and Mohit Goel, Chqbook empowers this massively underserved segment to drive financial inclusion. Chqbook offers small business owners a digital current account, instant business loans and insurance, to make their small business big. The mobile app places the power of managing day-to-day financial transactions in the hands of small business owners, as well as providing them access to a diverse range of financial products on-demand and on-the-go, helping them save valuable time, effort, and money as they grow their businesses.

Our Vision

Make India’s small business owners financially fitter

Our Mission

To empower small business owners through our financial control center by offering them product choice backed by superior customer experience.

Founding Team

Vipul Sharma

FOUNDER & CEO

Vipul has over two decades of industry experience with specialised expertise in product, portfolio, and business development. In the past, he has worked with renowned BFSI institutions including IndusInd Bank, HDFC Bank, Citibank, and ICICI Prudential Life.

Rajat Kumar

CO-FOUNDER & COO

With over two decades of experience in sales and distribution, Rajat has worked with renowned banks such as IndusInd Bank and Standard Chartered Bank.

Mohit Goel

CO-FOUNDER & CMO

With more than two decades of experience in Sales and Marketing, Mohit has worked across industries including Insurance, Mutual Funds and Telecom. He has been associated with some renowned brands in the past including Hutch (Vodafone), ICICI Prudential MF, Tata AIG General, and ING Vysya.

Awards and Recognition

Most Innovative Neo Bank

WINNER

Recognised as the Most Innovative Neo Bank for the year at India Fintech Awards 2022

Best Financial Inclusion

WINNER

Recognized as the ‘Best Financial Inclusion’ fintech at the BW Festival of Fintech Awards 2021 & 2022

Tech30

WINNER

YourStory TechSparks 2019 Part of YourStory’s Top 30 potential start-ups leveraging latest technology to deliver innovative, India-ﬁrst solutions

Fintech Rocketship Award 2019

WINNER

Fintech Rocketship Awards 2019 FinTech Rocketship Awards (FTRA) awarded by the UK Department of International Trade recognizes the most innovative ﬁntech

SuperStartup Asia 2018

WINNER

SuperStartups Asia 2018 Recognizes excellence in the Asian start-up world

Certificate No DIPP22884

Recognized as a start-up by Department of Industry Policy & Promotion, Ministry of Commerce and Industry, Government of India

Our Investors

Aavishkaar Capital

Aavishkaar Capital, a part of the Aavishkaar Group, is one of the global pioneers in impact investing, taking an entrepreneurship based approach to development. Aavishkaar Capital has gone on to make more than 67 equity investments, across India and Emerging Asia and has raised six funds, delivering commercial returns with $450mn in assets under management. Aavishkaar Capital’s unique approach has resulted in its invested enterprises impacting over 105 million lives (55% of whom are women) and creating over 300,000 jobs and livelihoods.